Just checked my policy after reading this—didn’t realize my 2% hail deductible could add up so quickly. Also, the part about actual cash value versus replacement cost really hit home https://wiki-saloon.win/index.php/What%E2%80%99s_the_Difference_Between_%E2%80%98All_Other_Perils%E2%80%99_Deductible_and_Wind_and_Hail%3F